1. What is Real Time Gross Settlement system?
ICICI Bank now offers you an option to directly credit the Account of your beneficiary in over 90 key banks. This is through a service offered to banks by the Reserve Bank of India, called Real Time Gross Settlement system.. If your beneficiary has an account with any of the bank branches under this service they can avail of this facility. For a complete list of banks and Branches where this facility is available, please click here.

2. How much time will it take for the funds to be credited to my beneficiary's account?
It would take between 2-4 working days to credit beneficiary account.

3. Are there any charges to use this facility?
You can transfer funds by using this facility for a charge as low as BHD 1.

4. What details of the beneficiary are required to avail of this facility?
It is very important that you give us the correct beneficiary details to process direct credits into their account. The beneficiary details that are very important to process the transaction are.

Bank Name	The bank where your beneficiary holds an account
Beneficiary Name	As appearing in their bank's records
Bank Branch	The exact branch where the account is held
Account Number	The exact account number, which should necessarily be held with the branch chosen.