
ICICI Bank has maintained its
undisputed leadership in structured finance in India. We
have frequently pioneered innovations and have consistently
upped the bar on our own largest deals. We have also earned
ourselves a reputation for professional excellence by responding
to our clients' needs, anticipating and managing change
with innovative and cost-effective solutions.
Our Bahrain branch has the resources to handle all aspects
of securitisation and structured finance, and is also able
to draw on expertise of the team of specialised professionals
in India.
ICICI Bank's structured finance can be broadly categorized
into Securitisation and Structured Financing.
Securitisation
Securitisation involves the sale of existing or future identifiable
financial cash flows, with full/partial recourse to the
client. Recourse is commonly met through over-collateral,
cash-collateral or through third party credit support mechanisms.
The tenure and amortization mirror the cash flow profile
of the securitised receivables. Securitisation results in
better balance sheet management in terms of debt ratios,
shifting of credit risk for non-recourse structures and
better pricing.
ICICI Bank has concluded securitisation transactions involving
the following asset classes:
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Oil / gas receivables
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Road toll receivables
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Mortgage loan receivables
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Auto and commercial vehicle loan receivables
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Personal / Consumer loan receivables
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Lease rent receivables
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Corporate loan receivables.
Structured Financing
Structured financing seeks to provide a customised package
from a lender to the borrower by closely linking the borrowing
with the revenue earning capability or value of a specific
asset unlike traditional corporate borrowing where the credit
quality of the borrower becomes the single most important
factor.
ICICI Bank has experience in a wide variety of structured
financing transactions such as investment monetisation,
vendor funding, dealer funding, transporter funding etc.
Tell us your requirements. We'll have the solution.
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